English
English
About Bank
Private clients
Business clients
Targeted financing of a loan through the State Development Bank
Promoting sustainable development of the economy of the Kyrgyz Republic through financing projects and investments in strategic sectors of the economy:
import substitution potential/export potential of the product;
energy saving and energy generation projects;
green economy and sustainable development projects;
development of the Creative Industries Park, E-Commerce Park and IT Park;
light industry and other sectors corresponding to the goals and objectives of the Bank.
Currency
Loan amount
Interest rates
Loan period
Loan amount |
Light industry - from 1,000,000 soms for the industry, |
Loan terms |
From 6 to 96 months |
Annual interest rate |
Light industry - 14% per annum * |
Collateral |
Real estate that meets the requirements of the legislation of the Kyrgyz Republic and internal regulatory documents of the Bank |
Light industry - from 1,000,000 soms for the industry,
For other financed industries from 10,000,000 soms
From 6 to 96 months
Light industry - 14% per annum *
For other financed industries – 9% per annum *
Real estate that meets the requirements of the legislation of the Kyrgyz Republic and internal regulatory documents of the Bank
*The effective interest rate for light industry is from 14.92% per annum
*The effective interest rate for other industries is from 9.37% per annum
1. Application for a Loan (provided by the Bank). |
2. Borrower’s Questionnaire (provided by the Bank). |
3. Passport of the Guarantor/Pledgor, TIN, information about registration and current place of residence. |
4. Patent or certificate of state registration (re-registration) of an individual engaged in entrepreneurial activity for 6-12 months. |
5. Other business documents (dispatch records, revenue records, bank statements for transfers, invoices for sending goods through CARGO companies). |
6. Copies of documents confirming the borrower’s employment in the specified area. |
7. Information on current place of residence and family composition from «Sanarip Aimak» Automated Information Service (Citizens Service Center). |
8. A copy of the marriage or divorce certificate of the Borrower, Guarantor, Pledger. |
9. Entitlement and title establishing documents for the collateral (depending on the type of collateral provided: State Act, Technical Certificate, Real Estate Sales and Purchase Agreement). |
10. An extract from the State Registration Service of the Kyrgyz Republic confirming the absence of prohibitions and restrictions on the proposed collateral. |
11. Copies of documents on rented premises/areas (if necessary). |
12. If necessary, the Bank may request other additional documents. |
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Loans can be repaid through bank cash desks, as well as through Umai, Onoi, Pay24 and Quickpay payment terminals*
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To repay a loan through terminals, you must follow the following steps:
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1. Select the «Financial Services» menu on the terminal screen.
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2. Next, select «KSB Commercial Bank» CJSC («KSB CB » CJSC).
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3. Select «Loan Repayment».
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4. Select the currency in which you wish to repay the loan: KG soms or US dollars.
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5. Provide details – current account number.
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6. Check that the entered data is correct and click «Next».
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7. Enter the desired amount into the bill acceptor.
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8. To complete the payment, click the «Pay» button.
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The terminal closest to you can be found on the websites www.umai.kg, www.osmp.kg. Pay24 and Quickpay terminals are listed in 2gis.kg.
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More than 350 Umai terminals, 800 points of Onoy System and over 3,000 Pay24 terminals, 1,000 Quickpay terminals in Kyrgyzstan have been installed for your convenience!
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*Attention! When using terminals, a commission is charged.
500000
сом18%
2 450
сомMonth |
Repayment of the principal debt |
The amount of term interest |
The amount of a one-time payment |
Remaining debt after repayment |
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*Effective interest rate starting from 9,37%
* The calculation is preliminary, it is not a public offer
