English
English
About Bank
Private clients
Business clients
Microloan «Lite» is a loan for all life situations, designed for individuals aged 21 to 65 years (at the time of full repayment of the loan), with a source of income from entrepreneurial activities, operating for at least 6 months (without interruption) prior to applying for a microloan or salaried employment in the form of wages, received continuously for at least 6 months prior to applying for the microloan.
Currency
Loan amount
Interest rates
Loan period
Collateral |
not required |
Annual interest rate* |
from 25% to 27% depending on the amount |
Loan terms |
from 3 to 36 months |
Loan amount |
from 20,000 ⊆ to 250,000 ⊆ |
Collateral insurance |
none |
Surety |
|
not required
from 25% to 27% depending on the amount
from 3 to 36 months
from 20,000 ⊆ to 250,000 ⊆
none
*Effective interest rate starting from 28,04%
6. A copy of the marriage or divorce certificate of the Borrower, Guarantor, Pledger. |
7. Entitlement and title establishing documents for the collateral (depending on the type of collateral provided: State Act, Technical Certificate, Real Estate Sales and Purchase Agreement). |
9. Сopies of documents on rented premises/areas (if necessary). |
1. Application for a Loan (provided by the Bank). |
2. Borrower’s Questionnaire (provided by the Bank). |
3. Passport of the Guarantor/Pledgor, TIN, information about registration and current place of residence. |
4. Information on current place of residence and family composition from “Sanarip Aimak” Automated Information Service (Citizens Service Center). |
5. Certificate of Salary for the last 6/12 months, depending on the loan product (additional documents confirming receipt of additional income (if any). |
8. An extract from the State Registration Service of the Kyrgyz Republic confirming the absence of prohibitions and restrictions on the proposed collateral. |
10. If necessary, the Bank may request other additional documents. |
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Loans can be repaid through bank cash desks, as well as through Umai, Onoi, Pay24 and Quickpay payment terminals* |
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5. Provide details – current account number. |
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7. Enter the desired amount into the bill acceptor. |
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8. To complete the payment, click the «Pay» button. |
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3. Select «Loan Repayment». |
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To repay a loan through terminals, you must follow the following steps: |
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1. Select the «Financial Services» menu on the terminal screen. |
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4. Select the currency in which you wish to repay the loan. |
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6. Check that the entered data is correct and click «Next». |
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The terminal closest to you can be found on the websites www.umai.kg, www.osmp.kg. Pay24 and Quickpay terminals are listed in 2GIS.kg. |
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More than 350 Umai terminals, 800 points of Onoy System and over 3,000 Pay24 terminals, 1,000 Quickpay terminals in Kyrgyzstan have been installed for your convenience! |
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2. Next, select «KSB Commercial Bank» CJSC («KSB CB» CJSC). |
Loans can be repaid through bank cash desks, as well as through Umai, Onoi, Pay24 and Quickpay payment terminals*
5. Provide details – current account number.
7. Enter the desired amount into the bill acceptor.
8. To complete the payment, click the «Pay» button.
3. Select «Loan Repayment».
To repay a loan through terminals, you must follow the following steps:
1. Select the «Financial Services» menu on the terminal screen.
4. Select the currency in which you wish to repay the loan.
6. Check that the entered data is correct and click «Next».
The terminal closest to you can be found on the websites www.umai.kg, www.osmp.kg. Pay24 and Quickpay terminals are listed in 2GIS.kg.
More than 350 Umai terminals, 800 points of Onoy System and over 3,000 Pay24 terminals, 1,000 Quickpay terminals in Kyrgyzstan have been installed for your convenience!
2. Next, select «KSB Commercial Bank» CJSC («KSB CB» CJSC).
*Attention! When using terminals, a commission is charged.
500000
сом18%
2 450
сомMonth |
Repayment of the principal debt |
The amount of term interest |
The amount of a one-time payment |
Remaining debt after repayment |
|---|
*Effective interest rate 28.04%
* The calculation is preliminary, it is not a public offer
