English
English
About Bank
Private clients
Business clients
The «Classic» loan is issued for consumer purposes: the purchase of a car, equipment, and more, is intended for individuals aged 21 to 65 years (at the time of full repayment of the loan), with a source of income from entrepreneurial activity operating for at least 6 months (without interruption) before applying for a consumer loan or a hired work in the form of a salary received continuously for at least 6 (six) months before applying for a consumer loan.
Currency
Loan amount
Interest rates
Loan period
Loan terms |
from 3 to 60 months |
Loan amount |
from 250,000 ⊆ to 5,000,000 ⊆ |
Annual interest rate* |
from 19% to 25% depending on the amount |
Surety |
required if a decision is made by the authorized body of the Bank |
Collateral insurance |
collateral insurance over 5,000,000 som or 50,000 US dollars |
Collateral |
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from 3 to 60 months
from 250,000 ⊆ to 5,000,000 ⊆
from 19% to 25% depending on the amount
required if a decision is made by the authorized body of the Bank
collateral insurance over 5,000,000 som or 50,000 US dollars
*Effective interest rate starting from 20,7%
3. Passport of the Guarantor / Pledgor, TIN, information about registration and current place of residence. |
10. If necessary, the Bank may request other additional documents. |
1. Application for a Loan (provided by the Bank). |
2. Borrower’s Questionnaire (provided by the Bank). |
4. Information on current place of residence and family composition from “Sanarip Aimak” Automated Information Service (Citizens Service Center). |
6. A copy of the marriage or divorce certificate of the Borrower, Guarantor, Pledger. |
5. Certificate of Salary for the last 6/12 months, depending on the loan product (additional documents confirming receipt of additional income (if any). |
8. An extract from the State Registration Service of the Kyrgyz Republic confirming the absence of prohibitions and restrictions on the proposed collateral. |
9. If necessary, the Bank may request other additional documents. |
7. Entitlement and title establishing documents for the collateral (depending on the type of collateral provided: State Act, Technical Certificate, Real Estate Sales and Purchase Agreement). |
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8. To complete the payment, click the «Pay» button. |
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To repay a loan through terminals, you must follow the following steps: |
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Loans can be repaid through bank cash desks, as well as through Umai, Onoi, Pay24 and Quickpay payment terminals* |
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1. Select the «Financial Services» menu on the terminal screen. |
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3. Select «Loan Repayment». |
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4. Select the currency in which you wish to repay the loan. |
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5. Provide details – current account number. |
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6. Check that the entered data is correct and click «Next». |
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7. Enter the desired amount into the bill acceptor. |
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The terminal closest to you can be found on the websites www.umai.kg, www.osmp.kg. Pay24 and Quickpay terminals are listed in 2GIS.kg. |
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More than 350 Umai terminals, 800 points of Onoy System and over 3,000 Pay24 terminals, 1,000 Quickpay terminals in Kyrgyzstan have been installed for your convenience! |
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2. Next, select «KSB Commercial Bank» CJSC («KSB CB» CJSC). |
8. To complete the payment, click the «Pay» button.
To repay a loan through terminals, you must follow the following steps:
Loans can be repaid through bank cash desks, as well as through Umai, Onoi, Pay24 and Quickpay payment terminals*
1. Select the «Financial Services» menu on the terminal screen.
3. Select «Loan Repayment».
4. Select the currency in which you wish to repay the loan.
5. Provide details – current account number.
6. Check that the entered data is correct and click «Next».
7. Enter the desired amount into the bill acceptor.
The terminal closest to you can be found on the websites www.umai.kg, www.osmp.kg. Pay24 and Quickpay terminals are listed in 2GIS.kg.
More than 350 Umai terminals, 800 points of Onoy System and over 3,000 Pay24 terminals, 1,000 Quickpay terminals in Kyrgyzstan have been installed for your convenience!
2. Next, select «KSB Commercial Bank» CJSC («KSB CB» CJSC).
*Attention! When using terminals, a commission is charged.
500000
сом18%
2 450
сомMonth |
Repayment of the principal debt |
The amount of term interest |
The amount of a one-time payment |
Remaining debt after repayment |
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*Effective interest rate 20,7%
* The calculation is preliminary, it is not a public offer
