English
English
About Bank
Private clients
Business clients
Currency
Loan amount
Interest rates
Loan period
Guarantee fee |
The amount of the guarantee fee is 2% of the guarantee sum and is determined by multiplying the established rate by the guarantee amount under the mortgage agreement. |
Collateral insurance |
collateral insurance over 5 000 000 som or 50,000 US dollars |
Loan terms |
from 3 to 120 months |
Purpose of the loan |
Purchase of real estate: - an individual residential house; - an apartment in a multi-storey building; - an apartment in a building under construction. |
Loan amount |
from 1 000 000 to 10 000 000 soms |
Annual interest rate* |
for the first 3 years — 18% per annum, thereafter 21% per annum (promotion valid until December 31, 2025) |
Collateral |
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Guarantee coverage (instead of own participation) |
Not more than 30% of the value of the property being purchased Note: The client may have only one active and registered “KELECHEK” mortgage agreement with the Bank. |
Surety |
required if a decision is made by the authorized body of the Bank |
The amount of the guarantee fee is 2% of the guarantee sum and is determined by multiplying the established rate by the guarantee amount under the mortgage agreement.
collateral insurance over 5 000 000 som or 50,000 US dollars
from 3 to 120 months
Purchase of real estate:
- an individual residential house;
- an apartment in a multi-storey building;
- an apartment in a building under construction.
from 1 000 000 to 10 000 000 soms
for the first 3 years — 18% per annum, thereafter 21% per annum
(promotion valid until December 31, 2025)
Not more than 30% of the value of the property being purchased
Note: The client may have only one active and registered “KELECHEK” mortgage agreement with the Bank.
required if a decision is made by the authorized body of the Bank
*Effective interest rate starting from 23,12%
1. Passport of the Guarantor / Pledgor, TIN, information about registration and current place of residence. |
2. Certificate of Salary for the last 6/12 months, depending on the loan product (additional documents confirming receipt of additional income (if any). |
3. A copy of the marriage or divorce certificate of the Borrower, Guarantor, Pledger. |
4. Entitlement and title establishing documents for the collateral. |
5. Certificate of Absence of Prohibitions and Restrictions on the Proposed Collateral. |
6. If necessary, the Bank may request other additional documents. |
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7. Enter the desired amount into the bill acceptor.
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Loans can be repaid through bank cash desks, as well as through Umai, Onoi, Pay24 and Quickpay payment terminals*
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To repay a loan through terminals, you must follow the following steps:
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2. Next, select «KSB Commercial Bank» CJSC («KSB CB» CJSC).
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1. Select the «Financial Services» menu on the terminal screen.
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3. Select «Loan Repayment».
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4. Select the currency in which you wish to repay the loan.
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5. Provide details – current account number.
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6. Check that the entered data is correct and click «Next».
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8. To complete the payment, click the «Pay» button.
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The terminal closest to you can be found on the websites www.umai.kg, www.osmp.kg. Pay24 and Quickpay terminals are listed in 2GIS.kg.
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More than 350 Umai terminals, 800 points of Onoy System and over 3,000 Pay24 terminals, 1,000 Quickpay terminals in Kyrgyzstan have been installed for your convenience!
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*Attention! When using terminals, a commission is charged.
500000
сом18%
2 450
сомMonth |
Repayment of the principal debt |
The amount of term interest |
The amount of a one-time payment |
Remaining debt after repayment |
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*Effective interest rate starting from 23,12%
* The calculation is preliminary, it is not a public offer
